Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.
The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.
26/05/2026
Financial inclusion is a key part of immigrants’ integration. Overall, there is no significant financial inclusion gap between immigrants and the Spanish-born population. The exception is immigrants in an irregular situation, for whom opening a bank account is often an insurmountable barrier, leaving them financially excluded.
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18/03/2026
Financial education from an early age: an investment that pays off
Learning about money from a young age helps us develop a critical and responsible mindset and prepares us for the financial decisions we will face as adults. This is what financial education seeks to offer children and young people, going far beyond simply teaching financial concepts.
15/10/2025
Small steps add up: the power of financial education Series: Economy
In today’s digital world we’re constantly surrounded by all kinds of financial content: data, trends, advice... So much, in fact, that we can end up feeling overwhelmed or thinking that economics and finance are just for experts. And yet, we are constantly making financial decisions that affect not only our wallets, but the broader economy too. Are we really aware of those choices? How do we make them – and why? And what if we could make better ones? Let’s find out together.
Consumption and saving
03/09/2024
Inflation affects us all differently. What determines how each of us feels the squeeze?
We all feel the squeeze of inflation, but some feel the pinch more than others. Inflation affects us through different channels that impact our ability to save. Drawing on a rich dataset, we find that in 2021 both the level of labour income and, above all, age explain how inflation affects different Spanish households differently.
