Banco de España Blog

Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.

The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.

 

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When the Banco de España is your office and Europe your team (or vice versa)

08/05/2026 Mireia Bellido Meseguer

Europe was not born out of treaties and acronyms but from a simple yet bold idea: to work together to prevent war. This is the idea at the heart of the 1950 Schuman Declaration. At the Banco de España, we understand this as sharing projects and aligning perspectives with colleagues from many countries – different accents and cultures and countless hours of analytical work. Because Europe is built by working together, day by day.

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98 results found with the selected filters

28/04/2026

Prudential supervision, SSM

Imagen capitulo 21

25/02/2026

From pen and paper to app: banking supervision in the data era Series: Regulation and Supervision

Antonio Morillo

How does a bank make the change from pen and paper to algorithms to analyse customers’ ability to pay? What does the average household have to do with the broad economy? And how does Banking Supervision monitor that it all works as it should? Everything you always wanted to know and were never told about banking risk, digitalisation or the ubiquitous stress tests, clearly (and very concisely) explained by Antonio Morillo.

Prudential supervision, SSM

08/04/2025

Prudential supervision, SSM

18/04/2024

Prudential supervision, SSM

Subhome_prioridades

18/04/2024

Planning banking supervision: prioritising what truly matters

Alejandra Bernad

Banking supervision is tailored to the risks to which banks are exposed and to their vulnerabilities, ensuring that the areas of greatest concern are reviewed. Setting supervisory priorities allows for more effective supervision and more efficient management of resources.

Prudential supervision, SSM