Banco de España Blog

Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.

The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.

 

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Financial inclusion of immigrants: the banking barrier for those in an irregular situation

26/05/2026 Soledad Núñez (Deputy Governor)

Financial inclusion is a key part of immigrants’ integration. Overall, there is no significant financial inclusion gap between immigrants and the Spanish-born population. The exception is immigrants in an irregular situation, for whom opening a bank account is often an insurmountable barrier, leaving them financially excluded.

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How to use the calendar: use the arrow keys to navigate the calendar. Press the arrows to navigate by days of the month. Press shift and the arrows to navigate by month. Press control and the arrows to navigate by year.

17 results found with the selected filters

Imagen capitulo 23

25/03/2026

When data speak: from evidence to decision-making Series: Innovation and technology

Sergio Padilla

Can the data generated by a society help its institutions make better decisions? In this episode of CIENxCIEN, Sergio Padilla, the Banco de España’s Chief Data Officer, explains how good data governance helps all kinds of organisations to structure, connect and showcase the information they generate and receive.

Statistical information and databases

¿Cómo medimos y comparamos las economías? Novedades en 2025

17/12/2025

How do we measure and compare economies? What's new in 2025

Gabriel Quirós Romero

Not all data can be used to measure, and compare, different countries’ economies. We need to use the same yardstick: international statistical standards that assess economic and financial activity consistently across countries. Besides, they should also adapt to constantly changing scenarios. The 2025 standards measure digitalisation, globalisation, sustainability and inequality better.

Statistical information and databases

Subhome_en

11/12/2024

Beyond GDP: how to measure economic welfare

Gabriel Quirós Romero

GDP and per capita income are frequently used as synonyms of welfare. However, the concept of welfare is broader and more complex. As the economic and social developments of recent decades have made increasingly clear, economic welfare and well-being cannot be gauged by GDP alone. However, determining complementary welfare indicators and measuring them accurately is difficult.

Statistical information and databases

Subhome estadísticas

12/11/2024

What makes (official) statistics reliable

Javier Jareño and Juan Mª Peñalosa

In today’s information age, the sheer volume and availability of data is overwhelming. Identifying reliable information is a challenge that we all face as members of the public. Official statistics offer a dependable source of trustworthy information.

Statistical information and databases