Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.
The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.
IA
28/07/2026
Can you imagine a world without banknotes and coins? While such a future is not inconceivable, it is by no means imminent. Yet some believe cash has its days numbered. But could it really be nearing an end? And if so, would it necessarily be a good thing, or could it prove a misstep? The coexistence of physical and digital forms of money allows people to choose what best suits each situation.
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24/10/2024
Better safe than sorry: how prudent lending standards lead to fewer corporate defaults Series: Focus. Research blog
Banks implementing more prudent standards when lending to firms helps reduce corporate vulnerability and default risk, strengthens financial stability and supports economic recovery after crises.
25/09/2024
How does the Banco de España manage its financial risks?
Achieving price stability – the main aim of a central bank – involves financial risks for these institutions, which have increased over recent years. The type of risks, and the way they are managed, are rather different from those of commercial banks. In any case, for the Banco de España, it is vital that risks are efficiently managed and adequate risk coverage ensured.
02/10/2023
Financial risks
28/06/2023
Financial risks
