Banco de España Blog

Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.

The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.

 

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What does responding “I don't know” say about your gender and your financial literacy and behaviour?

05/03/2026 Laura Hospido , Margarita Machelett

The differences between men and women in financial literacy do not depend solely on whether their replies to a survey are right or wrong. Women tend to respond “I don’t know” more frequently. This option, which helps to explain the gender gap in literacy, is also linked to specific financial behaviours and settings.

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7 results found with the selected filters

Imagen capitulo 22

09/03/2026

Women don't ask (and don't get) and other gender biases at work Series: Women in Economy

Laura Hospido

Would your work be valued the same if you were a woman instead of a man? What about the other way round? Are parts of your career shaped less by talent and more by gender? In this episode of CIENxCIEN, the Banco de España lifts the lid on the invisible prejudices at work, exploring how gender biases still drive opportunities, risks and appraisals. We need to change the score, not the orchestra, if we want to make the music sing.

Productivity

Subhome

11/11/2025

Size does matter. The challenge of company growth in Spain Series: Challenges for the Spanish economy

Beatriz González , Eduardo Gutiérrez

Spain faces a structural challenge: the small size of its firms. This limitation curtails productivity, innovation and employment. Why do our firms grow less than European ones? Understanding this is key to building a more dynamic and productive economy.

Episodio 10

02/07/2025

Pride in our workplace Series: Inside the Bank

Javier Almarcha , David Márquez , Patricia Martínez , David Suárez

We spend a large part of our day-to-day life at work and, while it’s a professional setting, we inevitably share a lot about our personal lives. But do we have the freedom to do so without feeling judged or discriminated against because of our sexual orientation or gender identity? We may all be equal under the law, but as a society we’ve still got a lot of learning and understanding to do. So, pull up a chair: diversity affects us all, whether you’re a member of the LGBTI community or not.

Productivity

Imagen capitulo 7

21/05/2025

Just how smart is AI? Series: Innovation and technology

Mónica Molés Ramos

Artificial intelligence is no longer a thing of science fiction novels and films, but part of our everyday lives. From improving medical diagnosis to summarising drawn-out meetings, AI has myriad applications and is perhaps the most rapidly evolving and far-reaching tool in the history of humankind.
Grab your headphones and join us to find out how AI it works and if it really is that smart.

Productivity

cerebro

08/10/2024

Artificial intelligence and employment: maximising the benefits and minimising the negatives Series: Challenges for the Spanish economy

Juan Francisco Jimeno Serrano

New robotics and artificial intelligence technologies could transform the labour market. Their deployment will shape the future of the workforce, both in terms of the number of jobs and who will fill them. Employment policies must manage these changes proactively to maximise the potential benefits and minimise the negative effects.

Nube_subhome_en

30/04/2024

The main challenges facing the Spanish economy and how to tackle them Series: Challenges for the Spanish economy

Pablo Hernández de Cos

The Spanish economy continued to grow markedly in 2023 and the outlook is favourable, albeit in a context of global uncertainty. Nevertheless, we continue to face structural challenges with far-reaching effects that make it difficult to reach euro area living standards. The Banco de España’s Annual Report discusses these issues and economic policies to address them.