Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.
The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.
26/05/2026
Financial inclusion is a key part of immigrants’ integration. Overall, there is no significant financial inclusion gap between immigrants and the Spanish-born population. The exception is immigrants in an irregular situation, for whom opening a bank account is often an insurmountable barrier, leaving them financially excluded.
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08/04/2026
Crypto-assets: from hype to regulatory reality Series: Innovation and technology
Is crypto just a technological playground or the future of financial assets? How is the digital euro different from a stablecoin? And why did Facebook try to create its own currency? We’ll explain what crypto-assets are and, with María Molero, Lucas García and Diego Hernández, explore what they can offer investors, what they mean for the financial markets and how their regulation has been designed.
Digital transformation
25/03/2026
When data speak: from evidence to decision-making Series: Innovation and technology
Can the data generated by a society help its institutions make better decisions? In this episode of CIENxCIEN, Sergio Padilla, the Banco de España’s Chief Data Officer, explains how good data governance helps all kinds of organisations to structure, connect and showcase the information they generate and receive.
Digital transformation
06/03/2026
Digital transformation
21/05/2025
Just how smart is AI? Series: Innovation and technology
Artificial intelligence is no longer a thing of science fiction novels and films, but part of our everyday lives. From improving medical diagnosis to summarising drawn-out meetings, AI has myriad applications and is perhaps the most rapidly evolving and far-reaching tool in the history of humankind.
Grab your headphones and join us to find out how AI it works and if it really is that smart.
Digital transformation
02/10/2023
Digital transformation
