Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.
The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.
05/03/2026
The differences between men and women in financial literacy do not depend solely on whether their replies to a survey are right or wrong. Women tend to respond “I don’t know” more frequently. This option, which helps to explain the gender gap in literacy, is also linked to specific financial behaviours and settings.
8 results found with the selected filters
29/12/2025
Financial regulation
12/12/2025
Bank resolution: how to protect the banking system without public bail-outs
Bank resolution aims to efficiently and swiftly resolve failing banks, while protecting customers, public resources and financial stability. Over its ten years of existence, the Single Resolution Mechanism has effectively managed major crises, including the Banco Popular episode.
30/07/2025
Financial regulation
18/06/2025
Financial stability, a check-over for the banking sector Series: Economy, Regulation and Supervision
Driving safely means having a reliable and well-maintained car. But the roads need to be good and conditions favourable as well. It’s the same with the banking sector. If a bank is to act as an intermediary (channelling funds from savers to investors) it has to be solvent. But that isn’t enough: is the road – the economy – in good condition? Is there enough financial stability to move forward? Grab your headphones and click to find out!
Financial regulation
17/06/2025
Big Tech and its role in the financial sector
Providing financial services entails financial stability risks which warrant applying strict regulation to banks. Big Tech companies have made rapid inroads in this area but are not subject to similar legislation. It is time to rethink the regulatory perimeter, but who and what should be included?
29/10/2024
Sandbox: the testing environment for financial innovation
To help the financial sector go digital, regulators have set up testing environments or sandboxes for innovative technological solutions. A sandbox allows supervisors and project promoters to work together in a controlled setting, where both can learn and gain significant benefits.
29/09/2023
The Banco de España raises the capital buffers for systemic banks
Systemic banks are key for the stability of the financial system. They are thus subject to specific additional regulatory capital buffers. For 2024 onwards, the Banco de España has raised the minimum buffers for Santander and BBVA, in line with the new framework set in place by the ECB.
08/04/2023
Financial regulation
