Banco de España Blog

Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.

The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.

 

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Everything you need to know about the ECB’s strategic review

01/07/2025 José Luis Escrivá (Governor)

After a year’s work, the Eurosystem central banks have approved the updated monetary policy strategy. This review was necessary in light of the rapidly changing world we are living in. Below I will try to explain what it is, what it is for, what has changed since the 2021 review and why it matters to you.

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15 results found with the selected filters

subhome-transmision

06/05/2025

How do interest rates influence the supply of credit? Series: Focus. Research Videoblog

Peter Paz

Less capitalized banks tend to be more restrictive when granting credit to small and medium-sized enterprises when interest rates rise. This is one of the main conclusions of the study 'The Transmission of Monetary Policy to Credit Supply in the Euro Area' by Miguel García-Posada and Peter Paz.

Non-financial corporations, businesses

SubhomeLupa

24/10/2024

Better safe than sorry: how prudent lending standards lead to fewer corporate defaults

Jorge Galán , Luis Fernández Lafuerza

Banks implementing more prudent standards when lending to firms helps reduce corporate vulnerability and default risk, strengthens financial stability and supports economic recovery after crises.

Non-financial corporations, businesses