Banco de España Blog

Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.

The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.

 

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How can we measure political polarization in Europe?

Series: Focus. Research Videoblog

08/01/2026 Marina Diakonova

Political polarization can harm a country’s economy. But can we measure the level of polarization in each country? Is it related to legislative gridlock? We answer these questions by analysing the cases of Spain, Germany, France and Italy in the paper “Political polarization in Europe” by Marina Diakonova, Corinna Ghirelli and Javier J. Pérez.

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How to use the calendar: use the arrow keys to navigate the calendar. Press the arrows to navigate by days of the month. Press shift and the arrows to navigate by month. Press control and the arrows to navigate by year.

21 results found with the selected filters

Subhome_retos

19/09/2025

Spain’s regulatory complexity: a drag on business and economic growth Series: Challenges for the Spanish economy

Juan S. Mora-Sanguinetti

The quality of the regulatory framework influences economic growth. Spain’s dense and fragmented regulation drives up costs and hinders entrepreneurship. Greater regulatory consistency and simplicity could foster a more dynamic, efficient and inclusive business landscape, particularly for small firms and new entrepreneurs.

Non-financial corporations, businesses

imagen-fintech-pymes

17/07/2025

How can fintechs broaden SMEs’ access to financing? Series: Focus. Research Videoblog

José E. Gutiérrez

The fintech sector has the potential to broaden SMEs’ access to financing. José E. Gutiérrez and Josep Gisbert analyse this dynamic in “Bridging the Gap? Fintech and financial inclusion”.

Non-financial corporations, businesses

subhome-transmision

06/05/2025

How do interest rates influence the supply of credit? Series: Focus. Research Videoblog

Peter Paz

Less capitalized banks tend to be more restrictive when granting credit to small and medium-sized enterprises when interest rates rise. This is one of the main conclusions of the study 'The Transmission of Monetary Policy to Credit Supply in the Euro Area' by Miguel García-Posada and Peter Paz.

Non-financial corporations, businesses