Banco de España Blog

Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.

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A world without cash: utopia or dystopia?

28/07/2026 Mª José Fernández Lupiáñez and Félix Redondo Gaitón

Can you imagine a world without banknotes and coins? While such a future is not inconceivable, it is by no means imminent. Yet some believe cash has its days numbered. But could it really be nearing an end? And if so, would it necessarily be a good thing, or could it prove a misstep? The coexistence of physical and digital forms of money allows people to choose what best suits each situation.

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Una brújula para guiar nuestra investigación: las Prioridades Analíticas del Banco de España 2025-2030

21/01/2026

A map to guide our research: The Banco de España’s Analysis Priorities for 2025-30 Series: Focus. Research blog

David López Salido

The Banco de España has published its analysis priorities for the next five years, which will help inform our points of view. We are going to focus on four main topics: pillars of central banking, European resilience in a changing world, challenges facing the Spanish economy and global trends.

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