Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.
The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.
IA
28/07/2026
Can you imagine a world without banknotes and coins? While such a future is not inconceivable, it is by no means imminent. Yet some believe cash has its days numbered. But could it really be nearing an end? And if so, would it necessarily be a good thing, or could it prove a misstep? The coexistence of physical and digital forms of money allows people to choose what best suits each situation.
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28/07/2026
A world without cash: utopia or dystopia?
Can you imagine a world without banknotes and coins? While such a future is not inconceivable, it is by no means imminent. Yet some believe cash has its days numbered. But could it really be nearing an end? And if so, would it necessarily be a good thing, or could it prove a misstep? The coexistence of physical and digital forms of money allows people to choose what best suits each situation.
22/06/2026
The Valencia branch office, bringing the Banco de España closer to the public
The Banco de España is making progress on its commitment to be more accessible and useful to society, as two recent initiatives at the Valencia branch show: the special measures adopted to help replace the cash damaged by the October 2024 flash floods and the pilot project on the new service offering personal finance advice to the public.
27/05/2026
The Bank behind the scenes Series: Inside the Bank
This episode of CIENxCIEN is different, and yet it captures the very essence of our podcast, as it celebrates opening our doors during Open Government Week. In our first episode with a live audience, we talked about transparency and communication, foresight and analysis, our branch network and financial education, one of our major commitments. We also brought together two forms of the euro that are not as incompatible as they may seem: cash and the future digital euro.
Financial education
06/05/2026
How to complain when your bank leaves you on ‘read’ Series: Regulation and Supervision, Inside the Bank
We interact with our banks on an almost daily basis, and in such a close relationship, it’s natural for disputes to arise sometimes. But do you know when, how and why you can make a complaint to your bank? Join us as Nieves Prieto tells us about the stories and people behind past complaints and the role played by the Banco de España, which offers the public a one-to-one complaints service.
Financial education
17/04/2026
Financial education
18/03/2026
Financial education from an early age: an investment that pays off
Learning about money from a young age helps us develop a critical and responsible mindset and prepares us for the financial decisions we will face as adults. This is what financial education seeks to offer children and young people, going far beyond simply teaching financial concepts.
05/03/2026
What does responding “I don't know” say about your gender and your financial literacy and behaviour?
The differences between men and women in financial literacy do not depend solely on whether their replies to a survey are right or wrong. Women tend to respond “I don’t know” more frequently. This option, which helps to explain the gender gap in literacy, is also linked to specific financial behaviours and settings.
