Banco de España Blog

Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.

The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.

 

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How do we pay when the power goes out? Spain’s blackout experience

27/04/2026 Carlos González Constán

In critical situations, when the alternatives stop working, cash becomes even more valuable and helps us carry on. Coins and banknotes have proved their worth as an independent, widely accepted and reliable means of payment that enables us to continue making our daily purchases even in extreme circumstances like last year’s blackout.

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imagen capitulo 26

06/05/2026

How to complain when your bank leaves you on ‘read’ Series: Regulation and Supervision, Inside the Bank

Nieves Prieto

We interact with our banks on an almost daily basis, and in such a close relationship, it’s natural for disputes to arise sometimes. But do you know when, how and why you can make a complaint to your bank? Join us as Nieves Prieto tells us about the stories and people behind past complaints and the role played by the Banco de España, which offers the public a one-to-one complaints service.

Financial education

Educación financiera desde la infancia: una inversión rentable

18/03/2026

Financial education from an early age: an investment that pays off

Isabel Alcalde and Patricia Stupariu

Learning about money from a young age helps us develop a critical and responsible mindset and prepares us for the financial decisions we will face as adults. This is what financial education seeks to offer children and young people, going far beyond simply teaching financial concepts.

Financial education

Subhome

05/03/2026

What does responding “I don't know” say about your gender and your financial literacy and behaviour?

Laura Hospido and Margarita Machelett

The differences between men and women in financial literacy do not depend solely on whether their replies to a survey are right or wrong. Women tend to respond “I don’t know” more frequently. This option, which helps to explain the gender gap in literacy, is also linked to specific financial behaviours and settings.

Financial education

episodio 13

15/10/2025

Small steps add up: the power of financial education Series: Economy

Roberto España

In today’s digital world we’re constantly surrounded by all kinds of financial content: data, trends, advice... So much, in fact, that we can end up feeling overwhelmed or thinking that economics and finance are just for experts. And yet, we are constantly making financial decisions that affect not only our wallets, but the broader economy too. Are we really aware of those choices? How do we make them – and why? And what if we could make better ones? Let’s find out together.

Financial education