Banco de España Blog

Using a simple format and plain language, the Banco de España Blog seeks to make our work more accessible to the general public. It allows us to share our analysis of economic and financial issues and the ins and outs of the Banco de España’s tasks and activities with all those keen to learn more.

The Blog series group together posts covering certain similar topics. Further down is a general listing of all Blog posts, with a search function to help readers find the posts they are interested in.

 

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The EBAE survey: how Spanish firms are performing, as reported by the firms themselves

31/03/2026 Mario Izquierdo and Diana Posada

Around 7,000 Spanish firms take part in the Banco de España Business Activity Survey (EBAE). Their responses shed light on firms’ activity, the factors influencing it and their short‑term expectations. The survey has become a valuable complement to our economic monitoring toolkit.

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05/03/2026

What does responding “I don't know” say about your gender and your financial literacy and behaviour?

Laura Hospido and Margarita Machelett

The differences between men and women in financial literacy do not depend solely on whether their replies to a survey are right or wrong. Women tend to respond “I don’t know” more frequently. This option, which helps to explain the gender gap in literacy, is also linked to specific financial behaviours and settings.

Survey of Financial Competences

episodio 13

15/10/2025

Small steps add up: the power of financial education Series: Economy

Roberto España

In today’s digital world we’re constantly surrounded by all kinds of financial content: data, trends, advice... So much, in fact, that we can end up feeling overwhelmed or thinking that economics and finance are just for experts. And yet, we are constantly making financial decisions that affect not only our wallets, but the broader economy too. Are we really aware of those choices? How do we make them – and why? And what if we could make better ones? Let’s find out together.

Survey of Financial Competences