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    <item>
      <title>Banknotes: where art meets technology</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/podcast/billetes-donde-el-arte-se-alia-con-la-tecnologia.html</link>
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      <description><![CDATA[We handle banknotes all the time, yet we seldom pause to think about what lies behind – and within – them. In this episode we discover how today’s banknotes are designed, through a process that combines art, technology, science and even psychology to create something as familiar as it is indispensable. 
Because a banknote is not defined by its face value alone: it also stands for trust, identity, and much more besides.]]></description>
      <category>podcast</category>
      <pubDate>Fri, 24 Jul 2026 14:01:00 +0200</pubDate>
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    <item>
      <title>Measuring uncertainty in the age of narratives</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/podcast/incertidumbre-cuando-el-relato-mueve-el-dato.html</link>
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      <description><![CDATA[Every day, we make decisions without knowing what the future holds. That's uncertainty, and lately it seems to have become particularly noisy.
In this episode of CIENxCIEN, we explore how uncertainty is measured, how it affects the economy, and why, in a world full of narratives and noise, learning how to live with it is essential for making better decisions.]]></description>
      <category>podcast</category>
      <pubDate>Wed, 8 Jul 2026 14:01:00 +0200</pubDate>
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    <item>
      <title>How is wealth distributed among households?</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/podcast/como-se-distribuye-la-riqueza-entre-los-hogares.html</link>
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      <description><![CDATA[When it comes to a country’s wealth, it's not only the total amount that matters, but how it is distributed among households. In this episode of CIENxCIEN we unpack the Distributional Wealth Accounts, explore the role of housing in household wealth and reveal what the data tell us about inequality in Spain and the debt and assets of Spanish households.

A candid conversation that looks beyond the economic surface.]]></description>
      <category>podcast</category>
      <pubDate>Wed, 24 Jun 2026 00:00:00 +0200</pubDate>
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    <item>
      <title>Sustainability: the Bank steps up</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/podcast/sostenibilidad-el-banco-se-moja.html</link>
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      <description><![CDATA[For years, we’ve talked about sustainability as if it were a label – something to earn and then build a story around. But what if it’s much more than that? What if it’s actually a strategic asset that can create value, boost efficiency and future-proof an institution?]]></description>
      <category>podcast</category>
      <pubDate>Fri, 5 Jun 2026 10:46:00 +0200</pubDate>
    </item>
    <item>
      <title>The Bank behind the scenes</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/podcast/el_banco_detras_de_las_camaras_perpectiva_confianza_sucursales_educacion_efectivo_euro_digital.html</link>
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      <description><![CDATA[This episode of CIENxCIEN is different, and yet it captures the very essence of our podcast, as it celebrates opening our doors during Open Government Week.
In our first episode with a live audience, we talked about transparency and communication, foresight and analysis, our branch network and financial education, one of our major commitments. We also brought together two forms of the euro that are not as incompatible as they may seem: cash and the future digital euro.]]></description>
      <category>podcast</category>
      <pubDate>Wed, 27 May 2026 10:46:00 +0200</pubDate>
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    <item>
      <title>How to complain when your bank leaves you on ‘read’</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/podcast/como-reclamar-cuando-tu-banco-te-deja-en-visto.html</link>
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      <description><![CDATA[We interact with our banks on an almost daily basis, and in such a close relationship, it’s natural for disputes to arise sometimes. But do you know when, how and why you can make a complaint to your bank? Join us as Nieves Prieto tells us about the stories and people behind past complaints and the role played by the Banco de España, which offers the public a one-to-one complaints service.]]></description>
      <category>podcast</category>
      <pubDate>Wed, 6 May 2026 00:00:00 +0200</pubDate>
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    <item>
      <title>The Banco de España’s Archive: a 30 km journey through history</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/podcast/recorrer-30-km-de-historia-en-el-archivo-del-banco-de-espana.html</link>
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      <description><![CDATA[Did you know that the Banco de España’s Archive houses plans of major public works, beautifully handwritten papers and photographs that document life over more than two centuries? Let’s accompany Patricia Alonso, Raquel Jiménez and Rosario Calleja on a journey across 30 kilometres of shelves to discover how we preserve an institution’s memories, which are, after all, the collective memories of a whole society.]]></description>
      <category>podcast</category>
      <pubDate>Wed, 22 Apr 2026 08:35:00 +0200</pubDate>
    </item>
    <item>
      <title>Crypto-assets: from hype to regulatory reality</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/podcast/criptoactivos-que-son-y-como-invertir.html</link>
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      <description><![CDATA[Is crypto just a technological playground or the future of financial assets? How is the digital euro different from a stablecoin? And why did Facebook try to create its own currency?
We’ll explain what crypto-assets are and, with María Molero, Lucas García and Diego Hernández, explore what they can offer investors, what they mean for the financial markets and how their regulation has been designed.]]></description>
      <category>podcast</category>
      <pubDate>Wed, 8 Apr 2026 12:00:00 +0200</pubDate>
    </item>
    <item>
      <title>When data speak: from evidence to decision-making</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/podcast/cuando-el-dato-tiene-la-palabra-de-la-evidencia-a-la-decision.html</link>
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      <description><![CDATA[Can the data generated by a society help its institutions make better decisions? 
In this episode of CIENxCIEN, Sergio Padilla, the Banco de España’s Chief Data Officer, explains how good data governance helps all kinds of organisations to structure, connect and showcase the information they generate and receive.]]></description>
      <category>podcast</category>
      <pubDate>Wed, 25 Mar 2026 10:16:00 +0200</pubDate>
    </item>
    <item>
      <title>Women don't ask (and don't get) and other gender biases at work</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/podcast/las-mujeres-no-piden-y-otros-sesgos-de-genero-en-el-trabajo.html</link>
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      <media:content width="525" medium="image" url="https://www.bde.es/f/webbe/INF/MenuHorizontal/noticias-eventos/podcast/episodio_22/CIENxCIEN_22_8M_Las_mujeres_no_piden_foto_grabacion_696x525.jpg"/>
      <description><![CDATA[Would your work be valued the same if you were a woman instead of a man? What about the other way round? Are parts of your career shaped less by talent and more by gender? 
In this episode of CIENxCIEN, the Banco de España lifts the lid on the invisible prejudices at work, exploring how gender biases still drive opportunities, risks and appraisals. We need to change the score, not the orchestra, if we want to make the music sing.]]></description>
      <category>podcast</category>
      <pubDate>Mon, 9 Mar 2026 08:00:00 +0200</pubDate>
    </item>
    <item>
      <title>From pen and paper to app: banking supervision in the data era</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/podcast/del-boli-a-la-app-supervisar-a-los-bancos-en-la-era-de-los-datos.html</link>
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      <description><![CDATA[How does a bank make the change from pen and paper to algorithms to analyse customers’ ability to pay? What does the average household have to do with the broad economy? And how does Banking Supervision monitor that it all works as it should?
Everything you always wanted to know and were never told about banking risk, digitalisation or the ubiquitous stress tests, clearly (and very concisely) explained by Antonio Morillo.]]></description>
      <category>podcast</category>
      <pubDate>Wed, 25 Feb 2026 12:30:00 +0200</pubDate>
    </item>
    <item>
      <title>The library’s (special) value: facts vs falsehoods</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/podcast/el-especial-valor-de-la-biblioteca-verdades-vs-bulos.html</link>
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      <description><![CDATA[Did you know that what is often considered the very first piece of fake news claimed there were people living on the Moon? Misinformation is nothing new and although we may no longer fall for stories like this one from 1835, we are still surrounded by false claims dressed up to sound convincing.  
So how do we cut through them? Welcome to the Library, a place where every resource is chosen with care and packaged with a sprinkle of critical thinking. Just what we need to get our bearings.]]></description>
      <category>podcast</category>
      <pubDate>Wed, 11 Feb 2026 12:30:00 +0200</pubDate>
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    <item>
      <title>Economic forecasting in stormy weather</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/podcast/como-hacer-previsiones-con-la-economia-en-modo-tormenta.html</link>
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      <media:content width="525" medium="image" url="https://www.bde.es/f/webbe/INF/MenuHorizontal/noticias-eventos/podcast/episodio_19/CIENxCIEN_19_Proyecciones_macroeconomicas_foto_grabacion_696x525.jpg"/>
      <description><![CDATA[They say a butterfly flapping its wings in one part of the world can cause a hurricane in another, and everyone (people and countries alike) wants to be ready when this happens to the economy, so we’re not caught unawares. 
In this episode of CIENxCIEN, Ana Comellas invites Enrique Moral and Iván Kataryniuk to explain how macroeconomic projections enable us to anticipate the main economic variables, how accurate these forecasts are and how relevant they are in such a changing environment as the present one.]]></description>
      <category>podcast</category>
      <pubDate>Wed, 28 Jan 2026 00:00:00 +0200</pubDate>
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    <item>
      <title>Expats, talent without borders</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/podcast/expatriados-talento-sin-fronteras.html</link>
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      <description><![CDATA[There are some decisions that need a lot of thought, while others are made almost instinctively. What do you think it would be like to decide to move abroad to work? There are many unknowns but – at least for some people – few doubts.
Fasten your seatbelts, we’re off. Our destination is on the map, but what we may find there is still a mystery.]]></description>
      <category>podcast</category>
      <pubDate>Wed, 7 Jan 2026 11:47:00 +0200</pubDate>
    </item>
    <item>
      <title>Inflation: who wins and who loses?</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/podcast/inflacion-quien-gana-y-quien-pierde.html</link>
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      <description><![CDATA[Do you know how inflation affects you in your everyday life? Inflation is not just a buzzword for economists: it has a direct impact on your wallet. The best tool to beat inflation (or even turn it to your advantage) is financial education. In this episode of CIENxCIEN, Ana Comellas chats with Galo Nuño, who explains how inflation works, its effects and the measures that can be used to control it. ]]></description>
      <category>podcast</category>
      <pubDate>Wed, 10 Dec 2025 12:44:00 +0200</pubDate>
    </item>
    <item>
      <title>From cash to mobiles: How we pay in Spain</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/podcast/del-efectivo-al-movil-como-pagamos-en-espana.html</link>
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      <description><![CDATA[Do you usually pay for your purchases with cash, a card or directly with your mobile? Do you prefer shopping in physical stores or the convenience of shopping online? Or perhaps you’re one of those who say, when splitting a bill, “I’ll Bizum you”. 
Whichever way you prefer to pay, you will discover in this CIENxCIEN episode how means of payment are changing in Spain and how security and convenience are key in every transaction.]]></description>
      <category>podcast</category>
      <pubDate>Wed, 26 Nov 2025 12:44:00 +0200</pubDate>
    </item>
    <item>
      <title>You don’t install cybersecurity, you train it</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/podcast/la-ciberseguridad-no-se-instala-se-entrena.html</link>
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      <description><![CDATA[AI developments make it increasingly difficult to distinguish between what’s real and what’s fake. A deepfake, for instance, can be used to impersonate your boss asking you to make a transfer during a video call. Do you think you would notice? 
In this new episode, we chat with Banco de España experts about the different ways in which the public’s and firms’ cybersecurity can be at risk and about what measures can be taken to protect against digital attacks. ]]></description>
      <category>podcast</category>
      <pubDate>Wed, 12 Nov 2025 12:44:00 +0200</pubDate>
    </item>
    <item>
      <title>How can we protect our economy when disaster strikes?</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/podcast/como-se-protege-la-economia-cuando-todo-se-inunda-impacto-dana.html</link>
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      <description><![CDATA[Just a year ago, the Valencia flash floods shook Spain and raised doubts about our ability to cope with extreme weather conditions. How can we mitigate the social and material costs? What happens to an economy when devastation hits and cash is damaged? How can the Banco de España help in this kind of natural disasters? 
Join us in this special episode, dedicated to all the people affected by the floods and those who were part of the surge in solidarity that followed.]]></description>
      <category>podcast</category>
      <pubDate>Wed, 29 Oct 2025 00:00:00 +0200</pubDate>
    </item>
    <item>
      <title>Small steps add up: the power of financial education</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/podcast/la-buena-educacion-financiera.html</link>
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      <description><![CDATA[In today’s digital world we’re constantly surrounded by all kinds of financial content: data, trends, advice... So much, in fact, that we can end up feeling overwhelmed or thinking that economics and finance are just for experts.
And yet, we are constantly making financial decisions that affect not only our wallets, but the broader economy too. Are we really aware of those choices? How do we make them – and why? And what if we could make better ones? Let’s find out together.]]></description>
      <category>podcast</category>
      <pubDate>Wed, 15 Oct 2025 00:00:00 +0200</pubDate>
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    <item>
      <title>The hidden treasures of the Banco de España</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/podcast/que-arte-tiene-el-banco-de-espana.html</link>
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      <description><![CDATA[When people think about the treasures the Banco de España keeps within its walls, their first thought is often the gold stored in its vaults. But some riches are not kept underground, as their value lies in being on display for people to enjoy: they are the treasures belonging to our art collection. 
Join us in getting to know these treasures and explore part of our history with Yolanda Romero, curator of the Banco de España’s heritage and collections. Discover how art and society advance hand in hand.
]]></description>
      <category>podcast</category>
      <pubDate>Wed, 1 Oct 2025 11:00:00 +0200</pubDate>
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