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    <title>Banco de España - Blog</title>
    <description><![CDATA[Latest Banco de España blog posts]]></description>
    <link>https://www.bde.es/wbe/en/noticias-eventos/blog/</link>
    <ttl>30</ttl>
    <lastBuildDate>Mon, 20 Apr 2026 13:21:17 +0200</lastBuildDate>
    <managingEditor>comunicacion@bde.es</managingEditor>
    <copyright>All rights reserved</copyright>
    <item>
      <title>The EBAE survey: how Spanish firms are performing, as reported by the firms themselves</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/blog/encuesta-ebae-como-les-va-a-las-empresas-espanolasvisto-por-ellas-mismas.html</link>
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      <description><![CDATA[Around 7,000 Spanish firms take part in the Banco de España Business Activity Survey (EBAE). Their responses shed light on firms’ activity, the factors influencing it and their short‑term expectations. The survey has become a valuable complement to our economic monitoring toolkit. ]]></description>
      <category>blog</category>
      <pubDate>Tue, 31 Mar 2026 12:00:00 +0200</pubDate>
    </item>
    <item>
      <title>Financial education from an early age: an investment that pays off</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/blog/educacion-financiera-desde-la-infancia-una-inversion-rentable.html</link>
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      <description><![CDATA[Learning about money from a young age helps us develop a critical and responsible mindset and prepares us for the financial decisions we will face as adults. This is what financial education seeks to offer children and young people, going far beyond simply teaching financial concepts.]]></description>
      <category>blog</category>
      <pubDate>Wed, 18 Mar 2026 12:00:00 +0200</pubDate>
    </item>
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      <title>What does responding “I don't know” say about your gender and your financial literacy and behaviour? </title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/blog/responder-no-lo-se-que-nos-dice-sobre-tu-genero-conocimientos-y-comportamientos-financieros.html</link>
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      <description><![CDATA[The differences between men and women in financial literacy do not depend solely on whether their replies to a survey are right or wrong. Women tend to respond “I don’t know” more frequently. This option, which helps to explain the gender gap in literacy, is also linked to specific financial behaviours and settings.]]></description>
      <category>blog</category>
      <pubDate>Thu, 5 Mar 2026 16:00:00 +0200</pubDate>
    </item>
    <item>
      <title>Neither unemployed nor economically inactive: How AI is helping to measure labour market attachment in Spain</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/blog/ni-parados-ni-inactivos-como-ayuda-la-ia-a-medir-el-apego-al-mercado-laboral-en-espana.html</link>
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      <description><![CDATA[Traditional labour market statistics say that if you’re not employed or unemployed, that is, actively seeking work, you’re outside the labour market. But reality is far more nuanced. A new measure of labour market attachment uses artificial intelligence to paint a more accurate picture of the labour market, helping policymakers design better employment strategies.]]></description>
      <category>blog</category>
      <pubDate>Thu, 26 Feb 2026 12:00:00 +0200</pubDate>
    </item>
    <item>
      <title>Competition and financial stability in the fintech era</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/blog/competencia-y-estabilidad-financiera-en-la-era-fintech.html</link>
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      <description><![CDATA[Technological innovation in financial services (known as fintech) is changing the way we manage our finances. Understanding its potential impact on financial stability is a key concern for the Banco de España and other financial supervisors around the world.]]></description>
      <category>blog</category>
      <pubDate>Wed, 4 Feb 2026 12:00:00 +0200</pubDate>
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    <item>
      <title>The Distributional Wealth Accounts: a new tool for analysing household wealth and debt</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/blog/las-cuentas-distributivas-una-nueva-herramienta-para-analizar-la-riqueza-y-la-deuda-de-los-hogares.html</link>
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      <description><![CDATA[The Distributional Wealth Accounts combine micro data from surveys and national accounts data to provide an overview of Spanish household net wealth. These new statistics are updated quarterly and presented in a user-friendly interactive format.]]></description>
      <category>blog</category>
      <pubDate>Thu, 29 Jan 2026 12:00:00 +0200</pubDate>
    </item>
    <item>
      <title>A map to guide our research: The Banco de España’s Analysis Priorities for 2025-30</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/blog/una-brujula-para-guiar-nuestra-investigacion-las-prioridades-analiticas-del-banco-de-espana-2025-2030.html</link>
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      <description><![CDATA[The Banco de España has published its analysis priorities for the next five years, which will help inform our points of view.  We are going to focus on four main topics: pillars of central banking, European resilience in a changing world, challenges facing the Spanish economy and global trends.]]></description>
      <category>blog</category>
      <pubDate>Wed, 21 Jan 2026 12:00:00 +0200</pubDate>
    </item>
    <item>
      <title>How can we measure political polarization in Europe? </title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/blog/medir-polarizacion-politica-europa.html</link>
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      <description><![CDATA[Political polarization can harm a country’s economy. But can we measure the level of polarization in each country? Is it related to legislative gridlock? We answer these questions by analysing the cases of Spain, Germany, France and Italy in the paper “Political polarization in Europe” by Marina Diakonova, Corinna Ghirelli and Javier J. Pérez.]]></description>
      <category>blog</category>
      <category>blog</category>
      <pubDate>Thu, 8 Jan 2026 11:00:00 +0200</pubDate>
    </item>
    <item>
      <title> How do we measure and compare economies? What's new in 2025</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/blog/-como-medimos-y-comparamos-las-economias-novedades-en-2025.html</link>
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      <description><![CDATA[Not all data can be used to measure, and compare, different countries’ economies. We need to use the same yardstick: international statistical standards that assess economic and financial activity consistently across countries.  Besides, they should also adapt to constantly changing scenarios. The 2025 standards measure digitalisation, globalisation, sustainability and inequality better.]]></description>
      <category>blog</category>
      <pubDate>Wed, 17 Dec 2025 12:00:00 +0200</pubDate>
    </item>
    <item>
      <title>Bank resolution: how to protect the banking system without public bail-outs</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/blog/resolucion-de-bancos-como-proteger-al-sistema-bancario-sin-rescates-publicos.html</link>
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      <description><![CDATA[Bank resolution aims to efficiently and swiftly resolve failing banks, while protecting customers, public resources and financial stability. Over its ten years of existence, the Single Resolution Mechanism has effectively managed major crises, including the Banco Popular episode.]]></description>
      <category>blog</category>
      <pubDate>Fri, 12 Dec 2025 10:00:00 +0200</pubDate>
    </item>
    <item>
      <title>Advancing towards the future of our money: the digital euro</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/blog/avanzando-hacia-el-futuro-de-nuestro-dinero-el-euro-digital.html</link>
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      <description><![CDATA[Why all the talk about the digital euro? Since 2021 the Eurosystem has been working on a digital version of the euro, so the public can enjoy the benefits of cash in their digital payments. The Governing Council of the ECB has decided to move to the next phase of the project. You may be wondering what the digital euro means for you.]]></description>
      <category>blog</category>
      <pubDate>Thu, 20 Nov 2025 10:00:00 +0200</pubDate>
    </item>
    <item>
      <title>Size does matter. The challenge of company growth in Spain</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/blog/el-tamano-si-importa-el-reto-del-crecimiento-de-las-empresas-espanolas.html</link>
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      <description><![CDATA[Spain faces a structural challenge: the small size of its firms. This limitation curtails productivity, innovation and employment. Why do our firms grow less than European ones? Understanding this is key to building a more dynamic and productive economy.]]></description>
      <category>blog</category>
      <category>blog</category>
      <pubDate>Tue, 11 Nov 2025 10:00:00 +0200</pubDate>
    </item>
    <item>
      <title>What impact do armed conflicts have on international trade?</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/blog/que-impacto-tienen-los-conflictos-belicos-en-el-comercio-internacional.html</link>
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      <description><![CDATA[Military conflicts in Ukraine and Palestine have changed the geopolitical landscape. They have also affected international trade, showing that a country is more vulnerable when it concentrates its imports in a few countries. Find further details in the study “Sourcing all the eggs from one basket: trade dependencies and import prices” by Irina Balteanu, Katja Schmidt, and Francesca Viani.]]></description>
      <category>blog</category>
      <category>blog</category>
      <pubDate>Thu, 6 Nov 2025 12:00:00 +0200</pubDate>
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    <item>
      <title>The flash floods in Spain, one year on: the economic impact of a natural disaster</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/blog/un-ano-de-la-dana-el-impacto-economico-de-una-catastrofe-natural.html</link>
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      <description><![CDATA[Natural disasters like the Valencia floods bring economic activity to a standstill. The reconstruction effort is helping GDP recover and replacing damaged assets with more productive capital may boost growth. But the heavy losses in the stock of wealth and capital could have a lasting negative effect on GDP growth in the region.]]></description>
      <category>blog</category>
      <pubDate>Tue, 28 Oct 2025 13:45:00 +0200</pubDate>
    </item>
    <item>
      <title>The 2025 Nobel Prize in Economics: how technological innovation drives economic growth</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/blog/premio-nobel-economia.html</link>
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      <description><![CDATA[The 2025 Nobel Prize in Economics has been awarded to Professors Mokyr, Aghion and Howitt. Their analysis explains why economic growth only took off after the industrial revolution. The resulting social and economic environment prompted a cascade of innovations and speeded up growth. A timely award just when that environment seems to be changing.]]></description>
      <category>blog</category>
      <pubDate>Mon, 13 Oct 2025 13:30:00 +0200</pubDate>
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      <title>The Banco de España opens its doors: a journey through the art and architecture of a time-honoured institution</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/blog/el-banco-de-espana-abre-sus-puertas-un-viaje-por-la-arquitectura-y-el-arte-de-una-institucion-historica-.html</link>
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      <description><![CDATA[The Banco de España is opening its doors to you if you are keen to explore the history, architecture and art collection of this institution dating back more than 200 years. Join us for guided tours of the building.]]></description>
      <category>blog</category>
      <category>blog</category>
      <pubDate>Fri, 10 Oct 2025 10:00:00 +0200</pubDate>
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    <item>
      <title>Centuries of history on the page. Conserving our heritage at the Banco de España Library</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/blog/siglos-de-historia-escrita-como-conservamos-el-patrimonio-bibliografico-en-la-biblioteca-del-banco-de-espana.html</link>
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      <description><![CDATA[Imagine you’re reading a book that dates back 500 years. How has it managed to survive wars, fires, floods and centuries of use? Largely thanks to the efforts of libraries like ours at the Banco de España.]]></description>
      <category>blog</category>
      <category>blog</category>
      <pubDate>Thu, 25 Sep 2025 12:00:00 +0200</pubDate>
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      <title>Spain’s regulatory complexity: a drag on business and economic growth</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/blog/la-complejidad-normativa-en-espana-un-freno-para-las-empresas-y-el-crecimiento-economico.html</link>
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      <description><![CDATA[The quality of the regulatory framework influences economic growth. Spain’s dense and fragmented regulation drives up costs and hinders entrepreneurship. Greater regulatory consistency and simplicity could foster a more dynamic, efficient and inclusive business landscape, particularly for small firms and new entrepreneurs.]]></description>
      <category>blog</category>
      <category>blog</category>
      <pubDate>Fri, 19 Sep 2025 10:00:00 +0200</pubDate>
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      <title>Desertification and wildfires in Spain. The impact of climate change on bank lending</title>
      <link>https://www.bde.es/wbe/en/noticias-eventos/blog/desertificacion-e-incendios-en-espana-el-impacto-del-cambio-climatico-sobre-el-credito-bancario.html</link>
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      <description><![CDATA[Desertification and the greater severity and frequency of wildfires pose a major climate risk for Spain. Together they can affect economic activity and also bank lending and financial stability. Conducting rigorous research on these issues allows us to understand their financial risk and helps us mitigate it.]]></description>
      <category>blog</category>
      <pubDate>Fri, 5 Sep 2025 12:00:00 +0200</pubDate>
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