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Survey of Household Finances

The Survey of Household Finances (EFF) is an official survey undertaken by the Banco de España that is included in the National Statistics Plan.

It has been conducted since 2002 to obtain direct information about Spanish household financial conditions.

This information complements the aggregated data in the Financial Accounts of the Spanish Economy and allow studies to be made on Spanish household investment and financing decisions and on their financial position. Such studies make for a better understanding of our economy and the proper design of public policies.

To ensure the representativeness of the study, the randomly selected sample includes comments from all economic strata and benefits from the cooperation of the National Statistics Institute.

NOTE: There has been a change in the estimation of the EFF weights, as the National Statistics Institute (INE) has used the information from the 2011 Census. See file of data revisions in each EFF wave.

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