﻿<?xml version="1.0" encoding="utf-8"?>
<!--© Banco de España. Reservados todos los derechos-->
<xs:schema xmlns:es_mod_fi_t7="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2026-03-01/mod/fi_t7" targetNamespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2026-03-01/mod/fi_t7" elementFormDefault="qualified" attributeFormDefault="unqualified" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:model="http://www.eurofiling.info/xbrl/ext/model" xmlns:eba_model="http://www.eba.europa.eu/xbrl/ext/model" xsi:schemaLocation="http://www.xbrl.org/2003/instance http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd http://www.eurofiling.info/xbrl/ext/model http://www.eurofiling.info/eu/fr/xbrl/ext/model.xsd http://www.eba.europa.eu/xbrl/ext/model http://www.eba.europa.eu/eu/fr/xbrl/ext/model.xsd">
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <xs:import namespace="http://www.eurofiling.info/xbrl/ext/model" schemaLocation="http://www.eurofiling.info/eu/fr/xbrl/ext/model.xsd" />
  <xs:import namespace="http://www.eba.europa.eu/xbrl/ext/model" schemaLocation="http://www.eba.europa.eu/eu/fr/xbrl/ext/model.xsd" />
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xlink:href="fi_t7-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" />
      <link:linkbaseRef xlink:href="fi_t7-pre.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../val/filt.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../val/filt-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../val/params.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../val/params-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../val/prec.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../val/prec-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="http://www.eurofiling.info/eu/fr/xbrl/val/filt.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="http://www.eurofiling.info/eu/fr/xbrl/val/params.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
    </xs:appinfo>
  </xs:annotation>
  <xs:import namespace="http://www.bde.es/es/fr/esrs/comun/2008-06-01/dimensiones" schemaLocation="../../../../../../esrs/comun/2008-06-01/dimensiones.xsd" />
  <xs:import namespace="http://www.bde.es/es/fr/esrs/comun/2008-06-01/preambulo" schemaLocation="../../../../../../esrs/comun/2008-06-01/preambulo.xsd" />
  <xs:import namespace="http://www.bde.es/es/fr/xbrl/main/functions" schemaLocation="../../../../../main/2010-11-01/func/functions.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/func" schemaLocation="../../../../../func/func.xsd" />
  <xs:import namespace="http://www.eurofiling.info/xbrl/func" schemaLocation="http://www.eurofiling.info/eu/fr/xbrl/func/func.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-1.1" schemaLocation="../../2022-03-01/tab/fi_131-1.1/fi_131-1.1.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-1.2.a" schemaLocation="../../2022-03-01/tab/fi_131-1.2.a/fi_131-1.2.a.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-1.2.b" schemaLocation="../../2022-03-01/tab/fi_131-1.2.b/fi_131-1.2.b.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2017-10-17/tab/FI_131-1.2.c" schemaLocation="../../2017-10-17/tab/fi_131-1.2.c/fi_131-1.2.c.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-2.1" schemaLocation="../../2022-03-01/tab/fi_131-2.1/fi_131-2.1.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-2.2.a" schemaLocation="../../2022-03-01/tab/fi_131-2.2.a/fi_131-2.2.a.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-2.2.b" schemaLocation="../../2022-03-01/tab/fi_131-2.2.b/fi_131-2.2.b.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-3.1.a.E" schemaLocation="../../2022-03-01/tab/fi_131-3.1.a.e/fi_131-3.1.a.e.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-3.1.b.E" schemaLocation="../../2022-03-01/tab/fi_131-3.1.b.e/fi_131-3.1.b.e.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-3.1.c.E" schemaLocation="../../2022-03-01/tab/fi_131-3.1.c.e/fi_131-3.1.c.e.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-3.2.a.E" schemaLocation="../../2022-03-01/tab/fi_131-3.2.a.e/fi_131-3.2.a.e.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-3.2.b.E" schemaLocation="../../2022-03-01/tab/fi_131-3.2.b.e/fi_131-3.2.b.e.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-3.2.c.E" schemaLocation="../../2022-03-01/tab/fi_131-3.2.c.e/fi_131-3.2.c.e.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-4.1.a.E" schemaLocation="../../2022-03-01/tab/fi_131-4.1.a.e/fi_131-4.1.a.e.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-4.1.b.E" schemaLocation="../../2022-03-01/tab/fi_131-4.1.b.e/fi_131-4.1.b.e.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-4.1.c.E" schemaLocation="../../2022-03-01/tab/fi_131-4.1.c.e/fi_131-4.1.c.e.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-4.2.a.E" schemaLocation="../../2022-03-01/tab/fi_131-4.2.a.e/fi_131-4.2.a.e.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-4.2.b.E" schemaLocation="../../2022-03-01/tab/fi_131-4.2.b.e/fi_131-4.2.b.e.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-4.2.c.E" schemaLocation="../../2022-03-01/tab/fi_131-4.2.c.e/fi_131-4.2.c.e.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-5.1.a.E" schemaLocation="../../2022-03-01/tab/fi_131-5.1.a.e/fi_131-5.1.a.e.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-5.1.b.E" schemaLocation="../../2022-03-01/tab/fi_131-5.1.b.e/fi_131-5.1.b.e.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-5.1.c.E" schemaLocation="../../2022-03-01/tab/fi_131-5.1.c.e/fi_131-5.1.c.e.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-5.2.a.E" schemaLocation="../../2022-03-01/tab/fi_131-5.2.a.e/fi_131-5.2.a.e.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-5.2.b.E" schemaLocation="../../2022-03-01/tab/fi_131-5.2.b.e/fi_131-5.2.b.e.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-5.2.c.E" schemaLocation="../../2022-03-01/tab/fi_131-5.2.c.e/fi_131-5.2.c.e.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2017-10-17/tab/FI_131-5.3.E" schemaLocation="../../2017-10-17/tab/fi_131-5.3.e/fi_131-5.3.e.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2017-10-17/tab/FI_131-5.4.E" schemaLocation="../../2017-10-17/tab/fi_131-5.4.e/fi_131-5.4.e.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2022-03-01/tab/FI_131-6" schemaLocation="../../2022-03-01/tab/fi_131-6/fi_131-6.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2017-10-17/tab/FI_131-7.a" schemaLocation="../../2017-10-17/tab/fi_131-7.a/fi_131-7.a.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_t/circ-4-2017/2017-10-17/tab/FI_131-7.b" schemaLocation="../../2017-10-17/tab/fi_131-7.b/fi_131-7.b.xsd" />
  <xs:element name="FI_T7" type="model:moduleType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="instant" model:creationDate="2025-10-08" id="es_FI_T7" />
</xs:schema>