﻿<?xml version="1.0" encoding="utf-8"?>
<!--© Banco de España. Reservados todos los derechos-->
<xs:schema xmlns:es_mod_fi_e1="http://www.bde.es/xbrl/fws/reserv_s_a/circ-4-2017/2020-12-01/mod/fi_e1" targetNamespace="http://www.bde.es/xbrl/fws/reserv_s_a/circ-4-2017/2020-12-01/mod/fi_e1" elementFormDefault="qualified" attributeFormDefault="unqualified" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:model="http://www.eurofiling.info/xbrl/ext/model" xsi:schemaLocation="http://www.xbrl.org/2003/instance http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd http://www.eurofiling.info/xbrl/ext/model http://www.eurofiling.info/eu/fr/xbrl/ext/model.xsd">
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <xs:import namespace="http://www.eurofiling.info/xbrl/ext/model" schemaLocation="http://www.eurofiling.info/eu/fr/xbrl/ext/model.xsd" />
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xlink:href="fi_e1-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" />
      <link:linkbaseRef xlink:href="fi_e1-inf.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="fi_e1-pre.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../val/params.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../val/prec.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../val/prec-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="http://www.eurofiling.info/eu/fr/xbrl/val/filt.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="http://www.eurofiling.info/eu/fr/xbrl/val/params.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../val/aset-fi_160-3.e.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v236-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v236-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v236-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v236-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v238-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v238-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v238-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v238-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v239-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v239-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v239-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v239-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v240-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v240-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v240-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v240-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v241-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v241-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v241-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v241-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v242-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v242-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v242-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v242-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v243-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v243-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v243-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v243-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v244-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v244-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v244-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v244-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v246-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v246-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v246-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v246-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v247-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v247-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v247-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v247-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v248-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v248-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v248-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v248-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v436-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v436-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v436-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v436-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v437-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v437-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v437-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v437-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v438-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v438-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v438-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v438-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v439-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v439-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v439-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v439-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v441-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v441-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v441-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v441-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v442-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v442-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v442-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v442-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v443-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v443-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v443-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v443-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../val/vr-v448-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../val/vr-v448-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../val/vr-v448-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../val/vr-v448-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v561-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v561-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v561-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v561-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v562-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v562-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v562-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v562-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v563-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v563-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v563-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v563-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v564-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v564-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v564-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v564-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v565-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v565-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v565-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v565-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v566-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v566-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v566-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v566-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v567-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v567-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v567-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v567-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v603-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v603-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v603-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v603-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v604-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v604-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v604-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v604-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v605-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v605-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v605-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v605-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v606-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v606-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v606-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v606-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v607-lab-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v607-err-es.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v607-lab-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:href="../../2018-06-01/val/vr-v607-err-en.xml" xlink:type="simple" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
    </xs:appinfo>
  </xs:annotation>
  <xs:import namespace="http://www.bde.es/es/fr/esrs/comun/2008-06-01/dimensiones" schemaLocation="../../../../../../esrs/comun/2008-06-01/dimensiones.xsd" />
  <xs:import namespace="http://www.bde.es/es/fr/esrs/comun/2008-06-01/preambulo" schemaLocation="../../../../../../esrs/comun/2008-06-01/preambulo.xsd" />
  <xs:import namespace="http://www.bde.es/es/fr/xbrl/main/functions" schemaLocation="../../../../../main/2010-11-01/func/functions.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/func" schemaLocation="../../../../../func/func.xsd" />
  <xs:import namespace="http://www.eurofiling.info/xbrl/func" schemaLocation="http://www.eurofiling.info/eu/fr/xbrl/func/func.xsd" />
  <xs:import namespace="http://www.eba.europa.eu/xbrl/crr/func" schemaLocation="http://www.eba.europa.eu/eu/fr/xbrl/crr/func/func.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/reserv_s_a/circ-4-2017/2018-06-01/tab/FI_160-3.E" schemaLocation="../../2018-06-01/tab/fi_160-3.e/fi_160-3.e.xsd" />
  <xs:element name="FI_E1" type="model:moduleType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="instant" model:creationDate="2015-03-24" id="es_FI_E1" />
</xs:schema>