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  <xs:import namespace="http://www.bde.es/xbrl/fws/bsi/2014/2014-12-01/tab/uem12cont" schemaLocation="../tab/uem12cont/uem12cont.xsd" />
  <xs:import namespace="http://www.bde.es/xbrl/fws/bsi/2014/2014-12-01/tab/uem13" schemaLocation="../tab/uem13/uem13.xsd" />
  <xs:element name="ind_umet" type="model:moduleType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="instant" model:creationDate="2014-11-21" id="es_ind_umet" />
</xs:schema>