Financial Surveys


  • Conducting the Household Finance and Consumption Survey ("EFF") and the Financial Competences Survey ("ECF"), whose objectives are respectively (a) to collect information on the economic and financial situation of households in Spain and (b) to measure the understanding of financial concepts and the inclusion in the financial market of the Spanish population aged between 18 and 79 years old.
  • Supervision and control of the quality of such surveys through the recording of certain questions and answers.

Legal basis

  • Performance of a task carried out in the public interest or in the exercise of official authority vested in the controller pursuant to:
    • (i) Law 12/1989, of 9 May, on government statistics.
    • (ii) Law 13/1994, of 1 June, on the Autonomy of Banco de España.
  • Consent of the data subject for the recording of certain questions and answers.

Categories of data subjects

  • Participants
  • Family members of participants

Categories of personal data

  • Identification data: Name, surname and ID or passport number.
  • Contact data: E-mail, postal address and telephone numbers.
  • Academic and professional data: Educational and professional background, occupational code (pursuant to CNO).
  • Economic and financial data: Salary, balance of accounts, value of actives and debts, household expectations about future values of income, house and probabilities of being employed or unemployed.
  • Data of personal characteristics: Voice, place and date of birth.
  • Data of vulnerable collectives: Data of minors under 14.

Retention period

Personal data shall be retained for the time necessary to fulfil the purpose for which they were collected and to allocate any liability arising from said purpose and from the processing of the data.

Security measures

Security measures provided for in Annex II of Royal Decree 3/2020, of 8 January, which regulates the National Security Scheme in the field of Electronic Administration.



International transfer of data

Norc (USA) – Processor in charge of conducting the EFF

Data controller

Banco de España

NIF: Q2802472G

Data Protection Officer

Division of Governance and Transparency
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Exercise of rights and complaints

You can check whether it is mandatory for you to provide your personal data, as well as the procedure to exercise your rights, withdraw your consent if applicable and lodge a complaint before the Data Protection Officer or the Spanish Data Protection Agency at our Privacy Policy