Transparency

Separate information on the aggregate credit of reporting institutions

Purpose

Collection from supervised institutions of individualized information on their credit risks in order to facilitate the exercise of their activity, the proper exercise of supervision and inspection of the supervised institutions and to contribute to all functions attributed to the Banco de España.

Legal basis

Performance of a task carried out in the public interest or in the exercise of official authority vested in the controller pursuant to Law 44/2002, of 22 November, of measures to reform the financial system.

Categories of data subjects

Risk holders on reporting entities

Categories of personal data

  • Identification data: Name, surname, ID or passport number (for verification purposes, this data is checked against the data contained in the verification and consultation services of identification data - SVDI - of the Public Administration's intermediation platform).
  • Contact data: Postal address
  • Economic data: Debt information

Retention period

Personal data shall be retained for the time necessary to fulfil the purpose for which they were collected and to allocate any liability arising from said purpose and from the processing of the data..

Security measures

Security measures provided for in Annex II of Royal Decree 3/2020, of 8 January, which regulates the National Security Scheme in the field of Electronic Administration.

Recipients

  • Reporting entities
  • Real estate credit intermediaries
  • Official Credit Institution (ICO)
  • Court of Auditors
  • National Stock Exchange Commission (CNMV)
  • Spanish AML/CFT supervisor (Sepblac)
  • Other European Central Credit Registers
  • Tax Administration
  • Public notaries
  • Courts of Justice
  • Other competent public authorities

International transfer of data

N/A

Data controller

Banco de España
NIF: Q2802472G

Data Protection Officer

Division of Governance and Transparency
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Exercise of rights and complaints

You can check whether it is mandatory for you to provide your personal data, as well as the procedure to exercise your rights, withdraw your consent if applicable and lodge a complaint before the Data Protection Officer or the Spanish Data Protection Agency at our Privacy Policy