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Research Staff

Picture of Alfredo Martín Oliver

Disclaimer. The Curriculum Vitae in this page, and any links from this page to websites outside of the www.bde.es domain, are the sole responsibility of Alfredo Martín Oliver. The Banco de España is not responsible for their content.

Alfredo Martín Oliver

Staff economist
Financial Stability Analysis Division
Financial Stability Department
DG Banking Regulation

Contact Information

  • Address: Calle Alcalá 48, 28014 Madrid, España
  • e-mail:

Fields of Interest

  • Industrial Organization in Banking
  • Finance

JEL Codes

  • G20, G21, G30, L10

Curriculum Vitae

Selected Publications and Working Papers

  • “Investment and Intangibles: Evidence from banks”
    Alfredo Martín Oliver and Vicente Salas-Fumás
    Review of Income and Wealth (2010) - (forthcoming)
  • “Search Cost and Price Dispersion in Vertically Related Markets: The case of Bank Loans and Deposits”
    Alfredo Martín Oliver, Vicente Salas Fumás and Jesús Saurina (2008-12)
    Review of Industrial Organization - 33 (4), pp. 297-324
    JEL codes: D83, G21
  • “The output and profit contribution of information technology and advertising investments in Banks”
    Vicente Salas-Fumás; Alfredo Martín-Oliver
    Journal of Financial Intermediation - n. 17 (2008) pp. 229-255
  • “A test of the law of one price in retail banking”
    Alfredo Martín-Oliver, Vicente Salas-Fumás and Jesús Saurina (2007-01)
    Journal of Money, Credit and Banking - 39 (8), 2007, pp. 2021-2040
  • “Risk premium and market power in credit makets”
    Alfredo Martín Oliver, Vicente Salas Fumás and Jesús Saurina
    Economics Letters - 93 (3), 2006, 450-456
  • “Informational differentiation, interest rate dispersion and market power”
    Vicente Salas-Fumás; Jesús Saurina; Alfredo Martín-Oliver
    Applied Economic Letters - (forthcoming)
  • “How do intangible assets create economic value? An application to banks”
    Alfredo Martín Oliver, Vicente Salas Fumás
    Banco de España Working Paper - #0730
  • “Measurement of capital stock and input services of Spanish banks”
    Alfredo Martín Oliver, Vicente Salas Fumás, Jesús Saurina
    Banco de España Working Paper - #0711

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