<?xml version="1.0" encoding="UTF-8"?>
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<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:es-be-p-cm-cr="http://www.bde.es/es/fr/esrs/corep/3-2008/2008-05-22/es-be-p-cm-cr" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_OriginalExposurePreConversionFactors" xlink:label="OriginalExposurePreConversionFactors" xlink:title="OriginalExposurePreConversionFactors"/>
    <link:label xlink:type="resource" xlink:label="label_OriginalExposurePreConversionFactors" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OriginalExposurePreConversionFactors" xml:lang="es" id="label_OriginalExposurePreConversionFactors">EXPOSICIÓN ORIGINAL</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OriginalExposurePreConversionFactors" xlink:to="label_OriginalExposurePreConversionFactors" xlink:title="label: OriginalExposurePreConversionFactors to label_OriginalExposurePreConversionFactors"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_OfWhichArisingCounterpartyCreditRisk" xlink:label="OfWhichArisingCounterpartyCreditRisk" xlink:title="OfWhichArisingCounterpartyCreditRisk"/>
    <link:label xlink:type="resource" xlink:label="label_OfWhichArisingCounterpartyCreditRisk" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OfWhichArisingCounterpartyCreditRisk" xml:lang="es" id="label_OfWhichArisingCounterpartyCreditRisk">DEL QUE: POR RIESGO DE CRÉDITO DE CONTRAPARTE</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OfWhichArisingCounterpartyCreditRisk" xlink:to="label_OfWhichArisingCounterpartyCreditRisk" xlink:title="label: OfWhichArisingCounterpartyCreditRisk to label_OfWhichArisingCounterpartyCreditRisk"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_SyntheticSecuritizationsCreditProtectionSecuritisedExposuresUnfundedCreditProtectionAdjustedValues" xlink:label="SyntheticSecuritizationsCreditProtectionSecuritisedExposuresUnfundedCreditProtectionAdjustedValues" xlink:title="SyntheticSecuritizationsCreditProtectionSecuritisedExposuresUnfundedCreditProtectionAdjustedValues"/>
    <link:label xlink:type="resource" xlink:label="label_SyntheticSecuritizationsCreditProtectionSecuritisedExposuresUnfundedCreditProtectionAdjustedValues" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SyntheticSecuritizationsCreditProtectionSecuritisedExposuresUnfundedCreditProtectionAdjustedValues" xml:lang="es" id="label_SyntheticSecuritizationsCreditProtectionSecuritisedExposuresUnfundedCreditProtectionAdjustedValues">COBERTURA DEL RIESGO DE CRÉDITO CON GARANTÍAS PERSONALES (G*)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SyntheticSecuritizationsCreditProtectionSecuritisedExposuresUnfundedCreditProtectionAdjustedValues" xlink:to="label_SyntheticSecuritizationsCreditProtectionSecuritisedExposuresUnfundedCreditProtectionAdjustedValues" xlink:title="label: SyntheticSecuritizationsCreditProtectionSecuritisedExposuresUnfundedCreditProtectionAdjustedValues to label_SyntheticSecuritizationsCreditProtectionSecuritisedExposuresUnfundedCreditProtectionAdjustedValues"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_UnfundedCreditProtectionGuarantees" xlink:label="UnfundedCreditProtectionGuarantees" xlink:title="UnfundedCreditProtectionGuarantees"/>
    <link:label xlink:type="resource" xlink:label="label_UnfundedCreditProtectionGuarantees" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UnfundedCreditProtectionGuarantees" xml:lang="es" id="label_UnfundedCreditProtectionGuarantees">GARANTÍAS DE FIRMA</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnfundedCreditProtectionGuarantees" xlink:to="label_UnfundedCreditProtectionGuarantees" xlink:title="label: UnfundedCreditProtectionGuarantees to label_UnfundedCreditProtectionGuarantees"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_UnfundedCreditProtectionCreditDerivatives" xlink:label="UnfundedCreditProtectionCreditDerivatives" xlink:title="UnfundedCreditProtectionCreditDerivatives"/>
    <link:label xlink:type="resource" xlink:label="label_UnfundedCreditProtectionCreditDerivatives" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UnfundedCreditProtectionCreditDerivatives" xml:lang="es" id="label_UnfundedCreditProtectionCreditDerivatives">DERIVADOS DE CRÉDITO</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnfundedCreditProtectionCreditDerivatives" xlink:to="label_UnfundedCreditProtectionCreditDerivatives" xlink:title="label: UnfundedCreditProtectionCreditDerivatives to label_UnfundedCreditProtectionCreditDerivatives"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_CreditRiskMitigationTechniquesSubstitutionEffectsExposureFundedCreditProtection" xlink:label="CreditRiskMitigationTechniquesSubstitutionEffectsExposureFundedCreditProtection" xlink:title="CreditRiskMitigationTechniquesSubstitutionEffectsExposureFundedCreditProtection"/>
    <link:label xlink:type="resource" xlink:label="label_CreditRiskMitigationTechniquesSubstitutionEffectsExposureFundedCreditProtection" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CreditRiskMitigationTechniquesSubstitutionEffectsExposureFundedCreditProtection" xml:lang="es" id="label_CreditRiskMitigationTechniquesSubstitutionEffectsExposureFundedCreditProtection">COBERTURA DEL RIESGO DE CRÉDITO MEDIANTE GARANTÍAS REALES O INSTRUMENTOS SIMILARES</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditRiskMitigationTechniquesSubstitutionEffectsExposureFundedCreditProtection" xlink:to="label_CreditRiskMitigationTechniquesSubstitutionEffectsExposureFundedCreditProtection" xlink:title="label: CreditRiskMitigationTechniquesSubstitutionEffectsExposureFundedCreditProtection to label_CreditRiskMitigationTechniquesSubstitutionEffectsExposureFundedCreditProtection"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_SubstitutionExposureCRM" xlink:label="SubstitutionExposureCRM" xlink:title="SubstitutionExposureCRM"/>
    <link:label xlink:type="resource" xlink:label="label_SubstitutionExposureCRM" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubstitutionExposureCRM" xml:lang="es" id="label_SubstitutionExposureCRM">EFECTO DE LAS TÉCNICAS DE REDUCCIÓN DEL RIESGO DE CRÉDITO EN LA REASIGNACIÓN DE EXPOSICIONES</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubstitutionExposureCRM" xlink:to="label_SubstitutionExposureCRM" xlink:title="label: SubstitutionExposureCRM to label_SubstitutionExposureCRM"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_SubstitutionExposureCRMTotalOutflows" xlink:label="SubstitutionExposureCRMTotalOutflows" xlink:title="SubstitutionExposureCRMTotalOutflows"/>
    <link:label xlink:type="resource" xlink:label="label_SubstitutionExposureCRMTotalOutflows" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubstitutionExposureCRMTotalOutflows" xml:lang="es" id="label_SubstitutionExposureCRMTotalOutflows">(-) TOTAL SALIDAS</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubstitutionExposureCRMTotalOutflows" xlink:to="label_SubstitutionExposureCRMTotalOutflows" xlink:title="label: SubstitutionExposureCRMTotalOutflows to label_SubstitutionExposureCRMTotalOutflows"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_BreakdownFullyAdjustedExposureValueOffBalanceSheetItemsConversionFactors" xlink:label="BreakdownFullyAdjustedExposureValueOffBalanceSheetItemsConversionFactors" xlink:title="BreakdownFullyAdjustedExposureValueOffBalanceSheetItemsConversionFactors"/>
    <link:label xlink:type="resource" xlink:label="label_BreakdownFullyAdjustedExposureValueOffBalanceSheetItemsConversionFactors" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_BreakdownFullyAdjustedExposureValueOffBalanceSheetItemsConversionFactors" xml:lang="es" id="label_BreakdownFullyAdjustedExposureValueOffBalanceSheetItemsConversionFactors">DISTRIBUCIÓN DEL VALOR PLENAMENTE AJUSTADO DE LA EXPOSICIÓN CORRESPONDIENTE A PARTIDAS INCLUIDAS EN CUENTAS DE ORDEN POR FACTORES DE CONVERSIÓN</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BreakdownFullyAdjustedExposureValueOffBalanceSheetItemsConversionFactors" xlink:to="label_BreakdownFullyAdjustedExposureValueOffBalanceSheetItemsConversionFactors" xlink:title="label: BreakdownFullyAdjustedExposureValueOffBalanceSheetItemsConversionFactors to label_BreakdownFullyAdjustedExposureValueOffBalanceSheetItemsConversionFactors"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_ExposureValue" xlink:label="ExposureValue" xlink:title="ExposureValue"/>
    <link:label xlink:type="resource" xlink:label="label_ExposureValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ExposureValue" xml:lang="es" id="label_ExposureValue">VALOR DE LA EXPOSICIÓN</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ExposureValue" xlink:to="label_ExposureValue" xlink:title="label: ExposureValue to label_ExposureValue"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_RiskWeightedExposureAmounts" xlink:label="RiskWeightedExposureAmounts" xlink:title="RiskWeightedExposureAmounts"/>
    <link:label xlink:type="resource" xlink:label="label_RiskWeightedExposureAmounts" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RiskWeightedExposureAmounts" xml:lang="es" id="label_RiskWeightedExposureAmounts">EXPOSICIONES PONDERADAS POR RIESGO</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RiskWeightedExposureAmounts" xlink:to="label_RiskWeightedExposureAmounts" xlink:title="label: RiskWeightedExposureAmounts to label_RiskWeightedExposureAmounts"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_InternalRatingSystem" xlink:label="InternalRatingSystem" xlink:title="InternalRatingSystem"/>
    <link:label xlink:type="resource" xlink:label="label_InternalRatingSystem" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InternalRatingSystem" xml:lang="es" id="label_InternalRatingSystem">SISTEMAS DE CALIFICACIÓN</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InternalRatingSystem" xlink:to="label_InternalRatingSystem" xlink:title="label: InternalRatingSystem to label_InternalRatingSystem"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_ExposureCRMSubstitutionEffectsPreConversionFactors" xlink:label="ExposureCRMSubstitutionEffectsPreConversionFactors" xlink:title="ExposureCRMSubstitutionEffectsPreConversionFactors"/>
    <link:label xlink:type="resource" xlink:label="label_ExposureCRMSubstitutionEffectsPreConversionFactors" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ExposureCRMSubstitutionEffectsPreConversionFactors" xml:lang="es" id="label_ExposureCRMSubstitutionEffectsPreConversionFactors">EXPOSICIÓN REASIGNADA</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ExposureCRMSubstitutionEffectsPreConversionFactors" xlink:to="label_ExposureCRMSubstitutionEffectsPreConversionFactors" xlink:title="label: ExposureCRMSubstitutionEffectsPreConversionFactors to label_ExposureCRMSubstitutionEffectsPreConversionFactors"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_ExposureCRMSubstitutionEffectsPreConversionFactorsOfWhichOffBalanceSheetItems" xlink:label="ExposureCRMSubstitutionEffectsPreConversionFactorsOfWhichOffBalanceSheetItems" xlink:title="ExposureCRMSubstitutionEffectsPreConversionFactorsOfWhichOffBalanceSheetItems"/>
    <link:label xlink:type="resource" xlink:label="label_ExposureCRMSubstitutionEffectsPreConversionFactorsOfWhichOffBalanceSheetItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ExposureCRMSubstitutionEffectsPreConversionFactorsOfWhichOffBalanceSheetItems" xml:lang="es" id="label_ExposureCRMSubstitutionEffectsPreConversionFactorsOfWhichOffBalanceSheetItems">DEL QUE: CORRESPONDIENTE A PARTIDAS INCLUIDAS EN CUENTAS DE ORDEN</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ExposureCRMSubstitutionEffectsPreConversionFactorsOfWhichOffBalanceSheetItems" xlink:to="label_ExposureCRMSubstitutionEffectsPreConversionFactorsOfWhichOffBalanceSheetItems" xlink:title="label: ExposureCRMSubstitutionEffectsPreConversionFactorsOfWhichOffBalanceSheetItems to label_ExposureCRMSubstitutionEffectsPreConversionFactorsOfWhichOffBalanceSheetItems"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_ExposureValueOfWhichOffBalanceSheetItems" xlink:label="ExposureValueOfWhichOffBalanceSheetItems" xlink:title="ExposureValueOfWhichOffBalanceSheetItems"/>
    <link:label xlink:type="resource" xlink:label="label_ExposureValueOfWhichOffBalanceSheetItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ExposureValueOfWhichOffBalanceSheetItems" xml:lang="es" id="label_ExposureValueOfWhichOffBalanceSheetItems">DEL QUE: CORRESPONDIENTE A PARTIDAS INCLUIDAS EN CUENTAS DE ORDEN</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ExposureValueOfWhichOffBalanceSheetItems" xlink:to="label_ExposureValueOfWhichOffBalanceSheetItems" xlink:title="label: ExposureValueOfWhichOffBalanceSheetItems to label_ExposureValueOfWhichOffBalanceSheetItems"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_ExposureWeightedAverageLgd" xlink:label="ExposureWeightedAverageLgd" xlink:title="ExposureWeightedAverageLgd"/>
    <link:label xlink:type="resource" xlink:label="label_ExposureWeightedAverageLgd" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ExposureWeightedAverageLgd" xml:lang="es" id="label_ExposureWeightedAverageLgd">LGD (MEDIA PONDERADA POR EL VALOR DE LA EXPOSICIÓN) (%)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ExposureWeightedAverageLgd" xlink:to="label_ExposureWeightedAverageLgd" xlink:title="label: ExposureWeightedAverageLgd to label_ExposureWeightedAverageLgd"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_MemorandumItems" xlink:label="MemorandumItems" xlink:title="MemorandumItems"/>
    <link:label xlink:type="resource" xlink:label="label_MemorandumItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MemorandumItems" xml:lang="es" id="label_MemorandumItems">PRO MEMORIA</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MemorandumItems" xlink:to="label_MemorandumItems" xlink:title="label: MemorandumItems to label_MemorandumItems"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_ExpectedLossAmount" xlink:label="ExpectedLossAmount" xlink:title="ExpectedLossAmount"/>
    <link:label xlink:type="resource" xlink:label="label_ExpectedLossAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ExpectedLossAmount" xml:lang="es" id="label_ExpectedLossAmount">PÉRDIDAS ESPERADAS</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ExpectedLossAmount" xlink:to="label_ExpectedLossAmount" xlink:title="label: ExpectedLossAmount to label_ExpectedLossAmount"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_TotalAmountSecuritisedExposuresOriginated" xlink:label="TotalAmountSecuritisedExposuresOriginated" xlink:title="TotalAmountSecuritisedExposuresOriginated"/>
    <link:label xlink:type="resource" xlink:label="label_TotalAmountSecuritisedExposuresOriginated" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TotalAmountSecuritisedExposuresOriginated" xml:lang="es" id="label_TotalAmountSecuritisedExposuresOriginated">TOTAL EXPOSICIONES DE TITULIZACIÓN ORIGINADAS</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TotalAmountSecuritisedExposuresOriginated" xlink:to="label_TotalAmountSecuritisedExposuresOriginated" xlink:title="label: TotalAmountSecuritisedExposuresOriginated to label_TotalAmountSecuritisedExposuresOriginated"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_SyntheticSecuritizationsCreditProtectionSecuritisedExposures" xlink:label="SyntheticSecuritizationsCreditProtectionSecuritisedExposures" xlink:title="SyntheticSecuritizationsCreditProtectionSecuritisedExposures"/>
    <link:label xlink:type="resource" xlink:label="label_SyntheticSecuritizationsCreditProtectionSecuritisedExposures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SyntheticSecuritizationsCreditProtectionSecuritisedExposures" xml:lang="es" id="label_SyntheticSecuritizationsCreditProtectionSecuritisedExposures">TITULIZACIONES SINTÉTICAS: PROTECCIÓN CREDITICIA SOBRE LAS EXPOSICIONES TITULIZADAS</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SyntheticSecuritizationsCreditProtectionSecuritisedExposures" xlink:to="label_SyntheticSecuritizationsCreditProtectionSecuritisedExposures" xlink:title="label: SyntheticSecuritizationsCreditProtectionSecuritisedExposures to label_SyntheticSecuritizationsCreditProtectionSecuritisedExposures"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_FundedCreditProtection" xlink:label="FundedCreditProtection" xlink:title="FundedCreditProtection"/>
    <link:label xlink:type="resource" xlink:label="label_FundedCreditProtection" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FundedCreditProtection" xml:lang="es" id="label_FundedCreditProtection">(-) COBERTURA DEL RIESGO DE CRÉDITO MEDIANTE GARANTÍAS REALES O INSTRUMENTOS SIMILARES (CVA)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FundedCreditProtection" xlink:to="label_FundedCreditProtection" xlink:title="label: FundedCreditProtection to label_FundedCreditProtection"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_SyntheticSecuritizationsCreditProtectionSecuritisedExposuresTotalOutflows" xlink:label="SyntheticSecuritizationsCreditProtectionSecuritisedExposuresTotalOutflows" xlink:title="SyntheticSecuritizationsCreditProtectionSecuritisedExposuresTotalOutflows"/>
    <link:label xlink:type="resource" xlink:label="label_SyntheticSecuritizationsCreditProtectionSecuritisedExposuresTotalOutflows" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SyntheticSecuritizationsCreditProtectionSecuritisedExposuresTotalOutflows" xml:lang="es" id="label_SyntheticSecuritizationsCreditProtectionSecuritisedExposuresTotalOutflows">(-) TOTAL SALIDAS</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SyntheticSecuritizationsCreditProtectionSecuritisedExposuresTotalOutflows" xlink:to="label_SyntheticSecuritizationsCreditProtectionSecuritisedExposuresTotalOutflows" xlink:title="label: SyntheticSecuritizationsCreditProtectionSecuritisedExposuresTotalOutflows to label_SyntheticSecuritizationsCreditProtectionSecuritisedExposuresTotalOutflows"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_NotionalAmountRetainedRepurchasedCreditProtection" xlink:label="NotionalAmountRetainedRepurchasedCreditProtection" xlink:title="NotionalAmountRetainedRepurchasedCreditProtection"/>
    <link:label xlink:type="resource" xlink:label="label_NotionalAmountRetainedRepurchasedCreditProtection" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NotionalAmountRetainedRepurchasedCreditProtection" xml:lang="es" id="label_NotionalAmountRetainedRepurchasedCreditProtection">IMPORTE NOCIONAL DE LA COBERTURA DEL RIESGO DE CRÉDITO RETENIDA O RECOMPRADA</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotionalAmountRetainedRepurchasedCreditProtection" xlink:to="label_NotionalAmountRetainedRepurchasedCreditProtection" xlink:title="label: NotionalAmountRetainedRepurchasedCreditProtection to label_NotionalAmountRetainedRepurchasedCreditProtection"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_SecuritisationPositions" xlink:label="SecuritisationPositions" xlink:title="SecuritisationPositions"/>
    <link:label xlink:type="resource" xlink:label="label_SecuritisationPositions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SecuritisationPositions" xml:lang="es" id="label_SecuritisationPositions">POSICIONES DE TITULIZACIÓN</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritisationPositions" xlink:to="label_SecuritisationPositions" xlink:title="label: SecuritisationPositions to label_SecuritisationPositions"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtection" xlink:label="CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtection" xlink:title="CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtection"/>
    <link:label xlink:type="resource" xlink:label="label_CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtection" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtection" xml:lang="es" id="label_CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtection">(-) TÉCNICAS DE REDUCCIÓN DEL RIESGO DE CRÉDITO CON EFECTO EN EL IMPORTE DE LAS EXPOSICIONES: MÉTODO AMPLIO PARA LAS GARANTÍAS REALES DE NATURALEZA FINANCIERA. VALORES AJUSTADOS (CVAM)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtection" xlink:to="label_CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtection" xlink:title="label: CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtection to label_CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtection"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_DeductedOwnFunds" xlink:label="DeductedOwnFunds" xlink:title="DeductedOwnFunds"/>
    <link:label xlink:type="resource" xlink:label="label_DeductedOwnFunds" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeductedOwnFunds" xml:lang="es" id="label_DeductedOwnFunds">(-) DEDUCIDO DE RECURSOS PROPIOS</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeductedOwnFunds" xlink:to="label_DeductedOwnFunds" xlink:title="label: DeductedOwnFunds to label_DeductedOwnFunds"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_SubjectRiskWeights" xlink:label="SubjectRiskWeights" xlink:title="SubjectRiskWeights"/>
    <link:label xlink:type="resource" xlink:label="label_SubjectRiskWeights" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubjectRiskWeights" xml:lang="es" id="label_SubjectRiskWeights">SUJETO A PONDERACIONES DE RIESGO</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubjectRiskWeights" xlink:to="label_SubjectRiskWeights" xlink:title="label: SubjectRiskWeights to label_SubjectRiskWeights"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_MemorandumItemsValueAdjustmentsProvisions" xlink:label="MemorandumItemsValueAdjustmentsProvisions" xlink:title="MemorandumItemsValueAdjustmentsProvisions"/>
    <link:label xlink:type="resource" xlink:label="label_MemorandumItemsValueAdjustmentsProvisions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MemorandumItemsValueAdjustmentsProvisions" xml:lang="es" id="label_MemorandumItemsValueAdjustmentsProvisions">(-) CORRECCIONES DE VALOR POR DETERIORO DE ACTIVOS Y PROVISIONES</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MemorandumItemsValueAdjustmentsProvisions" xlink:to="label_MemorandumItemsValueAdjustmentsProvisions" xlink:title="label: MemorandumItemsValueAdjustmentsProvisions to label_MemorandumItemsValueAdjustmentsProvisions"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_CreditRiskMitigationTechniquesSubstitutionEffectsExposure" xlink:label="CreditRiskMitigationTechniquesSubstitutionEffectsExposure" xlink:title="CreditRiskMitigationTechniquesSubstitutionEffectsExposure"/>
    <link:label xlink:type="resource" xlink:label="label_CreditRiskMitigationTechniquesSubstitutionEffectsExposure" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CreditRiskMitigationTechniquesSubstitutionEffectsExposure" xml:lang="es" id="label_CreditRiskMitigationTechniquesSubstitutionEffectsExposure">TÉCNICAS DE REDUCCIÓN DEL RIESGO DE CRÉDITO CON EFECTO EN LA REASIGNACIÓN DE EXPOSICIONES</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditRiskMitigationTechniquesSubstitutionEffectsExposure" xlink:to="label_CreditRiskMitigationTechniquesSubstitutionEffectsExposure" xlink:title="label: CreditRiskMitigationTechniquesSubstitutionEffectsExposure to label_CreditRiskMitigationTechniquesSubstitutionEffectsExposure"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_ConversionFactor0Percent" xlink:label="ConversionFactor0Percent" xlink:title="ConversionFactor0Percent"/>
    <link:label xlink:type="resource" xlink:label="label_ConversionFactor0Percent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConversionFactor0Percent" xml:lang="es" id="label_ConversionFactor0Percent">0%</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionFactor0Percent" xlink:to="label_ConversionFactor0Percent" xlink:title="label: ConversionFactor0Percent to label_ConversionFactor0Percent"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_ConversionFactorBetween0And20Percent" xlink:label="ConversionFactorBetween0And20Percent" xlink:title="ConversionFactorBetween0And20Percent"/>
    <link:label xlink:type="resource" xlink:label="label_ConversionFactorBetween0And20Percent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConversionFactorBetween0And20Percent" xml:lang="es" id="label_ConversionFactorBetween0And20Percent">&gt; 0 y &lt;= 20</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionFactorBetween0And20Percent" xlink:to="label_ConversionFactorBetween0And20Percent" xlink:title="label: ConversionFactorBetween0And20Percent to label_ConversionFactorBetween0And20Percent"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_ConversionFactorBetween20And50Percent" xlink:label="ConversionFactorBetween20And50Percent" xlink:title="ConversionFactorBetween20And50Percent"/>
    <link:label xlink:type="resource" xlink:label="label_ConversionFactorBetween20And50Percent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConversionFactorBetween20And50Percent" xml:lang="es" id="label_ConversionFactorBetween20And50Percent">&gt; 20 y &lt;= 50</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionFactorBetween20And50Percent" xlink:to="label_ConversionFactorBetween20And50Percent" xlink:title="label: ConversionFactorBetween20And50Percent to label_ConversionFactorBetween20And50Percent"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_ConversionFactorBetween50And100Percent" xlink:label="ConversionFactorBetween50And100Percent" xlink:title="ConversionFactorBetween50And100Percent"/>
    <link:label xlink:type="resource" xlink:label="label_ConversionFactorBetween50And100Percent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ConversionFactorBetween50And100Percent" xml:lang="es" id="label_ConversionFactorBetween50And100Percent">&gt; 50 y &lt;= 100</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionFactorBetween50And100Percent" xlink:to="label_ConversionFactorBetween50And100Percent" xlink:title="label: ConversionFactorBetween50And100Percent to label_ConversionFactorBetween50And100Percent"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_UnfundedCreditProtection" xlink:label="UnfundedCreditProtection" xlink:title="UnfundedCreditProtection"/>
    <link:label xlink:type="resource" xlink:label="label_UnfundedCreditProtection" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_UnfundedCreditProtection" xml:lang="es" id="label_UnfundedCreditProtection">COBERTURA DEL RIESGO DE CRÉDITO CON GARANTÍAS PERSONALES</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnfundedCreditProtection" xlink:to="label_UnfundedCreditProtection" xlink:title="label: UnfundedCreditProtection to label_UnfundedCreditProtection"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtectionUnfundedCreditProtectionAdjustedValues" xlink:label="CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtectionUnfundedCreditProtectionAdjustedValues" xlink:title="CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtectionUnfundedCreditProtectionAdjustedValues"/>
    <link:label xlink:type="resource" xlink:label="label_CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtectionUnfundedCreditProtectionAdjustedValues" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtectionUnfundedCreditProtectionAdjustedValues" xml:lang="es" id="label_CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtectionUnfundedCreditProtectionAdjustedValues">COBERTURA DEL RIESGO DE CRÉDITO CON GARANTÍAS PERSONALES: VALORES AJUSTADOS (GA)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtectionUnfundedCreditProtectionAdjustedValues" xlink:to="label_CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtectionUnfundedCreditProtectionAdjustedValues" xlink:title="label: CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtectionUnfundedCreditProtectionAdjustedValues to label_CreditRiskMitigationTechniquesAffectingAmountExposureFundedCreditProtectionUnfundedCreditProtectionAdjustedValues"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_TotalCapitalRequirementsBeforeCAP" xlink:label="TotalCapitalRequirementsBeforeCAP" xlink:title="TotalCapitalRequirementsBeforeCAP"/>
    <link:label xlink:type="resource" xlink:label="label_TotalCapitalRequirementsBeforeCAP" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TotalCapitalRequirementsBeforeCAP" xml:lang="es" id="label_TotalCapitalRequirementsBeforeCAP">TOTAL REQUERIMIENTOS DE RECURSOS PROPIOS ANTES DE LA APLICACIÓN DEL LÍMITE A LAS EXPOSICIONES PONDERADAS POR RIESGO</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TotalCapitalRequirementsBeforeCAP" xlink:to="label_TotalCapitalRequirementsBeforeCAP" xlink:title="label: TotalCapitalRequirementsBeforeCAP to label_TotalCapitalRequirementsBeforeCAP"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_MemorandumItemCapitalRequirementsOutflowsSecuritisationsExposureClasses" xlink:label="MemorandumItemCapitalRequirementsOutflowsSecuritisationsExposureClasses" xlink:title="MemorandumItemCapitalRequirementsOutflowsSecuritisationsExposureClasses"/>
    <link:label xlink:type="resource" xlink:label="label_MemorandumItemCapitalRequirementsOutflowsSecuritisationsExposureClasses" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MemorandumItemCapitalRequirementsOutflowsSecuritisationsExposureClasses" xml:lang="es" id="label_MemorandumItemCapitalRequirementsOutflowsSecuritisationsExposureClasses">PRO MEMORIA: REQUERIMIENTOS DE RECURSOS PROPIOS CORRESPONDIENTES AL TOTAL SALIDAS HACIA OTROS ESTADOS</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MemorandumItemCapitalRequirementsOutflowsSecuritisationsExposureClasses" xlink:to="label_MemorandumItemCapitalRequirementsOutflowsSecuritisationsExposureClasses" xlink:title="label: MemorandumItemCapitalRequirementsOutflowsSecuritisationsExposureClasses to label_MemorandumItemCapitalRequirementsOutflowsSecuritisationsExposureClasses"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_FullyAdjustedExposureValue" xlink:label="FullyAdjustedExposureValue" xlink:title="FullyAdjustedExposureValue"/>
    <link:label xlink:type="resource" xlink:label="label_FullyAdjustedExposureValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FullyAdjustedExposureValue" xml:lang="es" id="label_FullyAdjustedExposureValue">VALOR PLENAMENTE AJUSTADO DE LA EXPOSICIÓN (E*)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FullyAdjustedExposureValue" xlink:to="label_FullyAdjustedExposureValue" xlink:title="label: FullyAdjustedExposureValue to label_FullyAdjustedExposureValue"/>
    <link:loc xlink:type="locator" xlink:href="http://www.c-ebs.org/eu/fr/esrs/corep/2006-07-01/p-cm-cr-2006-07-01.xsd#p-cm-cr_SubstitutionExposureCRMTotalInflows" xlink:label="SubstitutionExposureCRMTotalInflows" xlink:title="SubstitutionExposureCRMTotalInflows"/>
    <link:label xlink:type="resource" xlink:label="label_SubstitutionExposureCRMTotalInflows" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubstitutionExposureCRMTotalInflows" xml:lang="es" id="label_SubstitutionExposureCRMTotalInflows">TOTAL ENTRADAS</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubstitutionExposureCRMTotalInflows" xlink:to="label_SubstitutionExposureCRMTotalInflows" xlink:title="label: SubstitutionExposureCRMTotalInflows to label_SubstitutionExposureCRMTotalInflows"/>
    <link:loc xlink:type="locator" xlink:href="es-be-p-cm-cr.xsd#es-be-p-cm-cr_ValorExposicionDesglose" xlink:label="ValorExposicionDesglose" xlink:title="ValorExposicionDesglose"/>
    <link:label xlink:type="resource" xlink:label="label_ValorExposicionDesglose" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ValorExposicionDesglose" xml:lang="es" id="label_ValorExposicionDesglose">DEL QUE:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ValorExposicionDesglose" xlink:to="label_ValorExposicionDesglose" xlink:title="label: ValorExposicionDesglose to label_ValorExposicionDesglose"/>
    <link:loc xlink:type="locator" xlink:href="es-be-p-cm-cr.xsd#es-be-p-cm-cr_AjusteExposicionesPonderadasRiesgoDesfaseVencimientos" xlink:label="AjusteExposicionesPonderadasRiesgoDesfaseVencimientos" xlink:title="AjusteExposicionesPonderadasRiesgoDesfaseVencimientos"/>
    <link:label xlink:type="resource" xlink:label="label_AjusteExposicionesPonderadasRiesgoDesfaseVencimientos" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AjusteExposicionesPonderadasRiesgoDesfaseVencimientos" xml:lang="es" id="label_AjusteExposicionesPonderadasRiesgoDesfaseVencimientos">AJUSTE A LAS EXPOSICIONES PONDERADAS POR RIESGO POR DESFASE DE VENCIMIENTOS</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AjusteExposicionesPonderadasRiesgoDesfaseVencimientos" xlink:to="label_AjusteExposicionesPonderadasRiesgoDesfaseVencimientos" xlink:title="label: AjusteExposicionesPonderadasRiesgoDesfaseVencimientos to label_AjusteExposicionesPonderadasRiesgoDesfaseVencimientos"/>
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