Services

Interest and fees rates

Interest and fees rates regularly applied in most frequent operations regarding non-business customers profiles and interest and fees rates charged by credit entities concerning tacit overdrafts in accounts of deposits and tacit exceed in credits of those customers.

The Order EHA/2899/2011of October 28Opens in a new windowon banking services transparency and customer protection (BOE of 29) and the Circular of the Bank of Spain 5/2012 of June 27Opens in a new window, on transparency in banking services and responsibility in lending (BOE of July 6), establish that Spanish credit entities and branches in Spain of foreign credit entities will publish and send to the Bank of Spain, determined statistical information on interest and fees rates regularly applied in most frequent operations regarding non-business profiles, in the format established in Annex 1 of such Circular concerning provided operations quarterly for the different products and customers profiles required in that Annex.

The above mentioned Order and Circular also establish that Spanish credit entities and branches in Spain of foreign credit entities that allow tacit overdrafts in accounts of deposits or tacit exceed in credits will publish, for non-business customer profiles, interest and fees rates charged in those cases, information that entities will also send to the Bank of Spain.

Information provided by the entities about such interest and fees rates is available in the following link:

If you want more information on fees rates, it is available on the Bank Customer PortalOpens in a new window