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This tool enables users to obtain the nominal interest rate and the Annual Percentage Rate (APR) on a lending operation, using the amount of the repayments and the repayment term, expressed as the number of repayments that must be made. It takes account of the origination fee and the insurance premium if required for the loan to be granted.

To use this simulator, complete the fields for "Amount financed", "Repayment amounts", "Origination fee" and "Compulsory insurance", as applicable.

Origination fee:

Amount in euros.

Insurance:

Only for loan repayment due to death, disability, illness or unemployment, if required for the loan to be granted. Amount in euros. Complete only the type applicable (periodic repayments, single repayment).

Amount financed:

Capital granted.

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