Legislation

Guidelines

In keeping with the provisions of Article 10 bis, section 1e of Law 13/1985, of 25 May , on Investment Ratios, Capital and Reporting Obligations of Financial Intermediaries, the Banco de España may draw up and publish guidelines aimed at supervised institutions and groups, indicating the criteria, practices or procedures that it considers suitable to enable the correct assessment of the risks to which they are or may be exposed, and to enable better compliance with the regulations and discipline of the institutions subject to supervision. Said guides may include criteria that the Banco de España itself will follow in the performance of its supervision activities. Furthermore, the Banco de España may adopt for itself the guidelines on such issues approved by international bodies or committees active in banking regulation and supervision, and transmit them as such to the institutions and groups.

Guidelines issued by the Banco de España

• 2010. Guidelines on the capital review process.
• 2009. Guidelines for applying the Standardized Approach to determine own funds for operational risk
• 2008. Guidelines on the Internal Capital Adequacy Assessment Process (ICAAP) at credit institutions

Guidelines the Banco de España has adopted as its own

• 2012. EBA Guidelines on Advanced Measurement Approach (AMA). Extensions and Changes
• 2012. EBA Guidelines on Internal Governance
• 2011. CEBS Guidelines on remuneration policies and practices
• 2011. CEBS Guidelines on liquidity cost benefit allocation
• 2011. CEBS Guidelines on liquidity buffer and survival periods
• 2011. CEBS Guidelines on the management of operational risk in market related activities
• 2011. CEBS Guidelines regarding Instruments referred to in Article 57(a) of Directive 2006/48/EC recast
• 2011. CEBS Guidelines for Hybrid Capital Instruments
• 2011. CEBS Guidelines on the implementation of the revised large exposures regime
• 2011. CEBS Implementation guidelines on Article 106(2)(c) and (d) of Directive 2006/48/EC recast
• 2011. CEBS Guidelines to Article 122a of the Capital Requirements Directive
• 2011. Guidelines for the joint assessment of the elements covered by the supervisory review and evaluation process (SREP) and joint decision regarding the capital adequacy of cross-border groups
• 2011. CEBS Guidelines for the Operational Functioning of Supervisory Colleges
• 2010. CEBS Guidelines on Stress Testing
• 2010. CEBS Guidelines on the management of concentration risk under the supervisory review process
• 2010. Guidelines on Operational Risk Mitigation Techniques.